Banking Services

Business Banking Solutions

At Firstcoast Credit Union, our bankers understand that a customer’s business success rests with our superior products and exceptional leadership.

PRIVATE BANKING

As a customer of our private banking service, we offer a range of solutions that can satisfy your particular financial requirements. From current and savings accounts, to mortgages, credit cards and asset finance.

Personal Loan

Whether you want to do some home improvements, turn existing debts into one easy monthly payment or buy your next car, a personal loan could be the boost you need. We give the best flexible support.

Helping small businesses like yours

Using our online platform, you can make all your banking transactions quickly, easily and securely any time and anywhere

Account Ownership

It’s a savings account that earns higher than average interest on the balance amount. With Savings facility, you’ll earn one of the nation’s top savings rates on all balances, so you earn more with every dollar you save—with no fees or minimums to open or maintain your account. This high-yield online savings account is FDIC-insured up to the allowable limits.

Easy account transfers

Move your money between linked Firstcoast accounts or external bank accounts.

Private Credit & Equity

Online high-yield savings accounts earn higher than average interest on the balance amount. With our Performance Savings, you’ll earn one of the nation's top savings rates—bringing you the earning power of a high-yield savings account with none of the fees and no minimum balance required.

Merchant Services

When getting paid is this easy, you can focus on running your business. Take advantage of payment solutions that can fit the needs of any industry, including professional services, manufacturing, healthcare, restaurants, retail, eCommerce and construction.

Go Digital

Build or enhance your online store with an industry leading eCommerce platform. Enjoy peace of mind with a suite of data security tools.

Innovation you can count on

We hire people with exceptional talents, abilities and potential, then create an environment where you can become the best.

Loans

Loans up to $5 million for purchasing, refinancing or improving property, with fixed payments and term lengths up to 20 years. Bridge the gap between your goals and the cash flow required to achieve them.

Flexible Lending

Our flexible terms and structure help you figure out your right payment schedule.

A manageable way to cover costs

Need to consolidate debt, or want to expand? We’ve got your larger investments covered. Talk to a banker about discounted rates, non-revolving lines of credit, investor real estate loans and more.

main principles

Global Reach with Local Understanding

This is an insured investment account which pays higher interest and provides check writing privileges.

You will receive monthly statements, along with images of your cancelled checks. There is limited check writing on money market accounts. You may have up to six debit transactions a month at no fee, with only three by check or debit card as limited by regulation.

The Money Market Account earns interest when your daily collected balance is $1000 or more. Interest is compounded and paid monthly into your account.

Digital solutions

Our Services

We help you see the world differently, discover opportunities you may never have imagined and achieve results that bridge what is with what can be.

Online Deposit

Explore the power of simpler and smarter banking. Bank online with over 250 services. Explore the power of simpler and smarter banking.

Personal Loan

Whether you want to do some home improvements, or turn existing debts into one easy monthly payment, a personal loan could be the boost you need.

Private Banking

Every service you’d expect from a premium bank and more. Make the most of your finances with our range of instant access, ISA, and fixed-term deposits.

Easy savings accounts

Want to save but don’t fancy locking your money away for a year or more? One of our easy access savings accounts could be just what you’re after.

Investing made easy

We have a range of investment options to suit different levels of experience. Our specialists can manage your investment for you.

International services

What to consider before, during and after your trip. From budgeting and spending, to dealing with leftover foreign currency when you get home.

testimonials

What People Say About Us

21st Century Digital Banking

Get Your Financial Bearings. Navigate Your Finances With a Consolidated View.