Mortgages

Mortgages

We’ve got everything you need to make finding a mortgage straightforward. Owning a house is everyone’s dream; doing so through a hassle-free process is the icing on the cake. This is what we stand to offer – making the dream of owning your own home a reality!

Whether you are planning to buy a land and build later, or commence construction or buy an already developed home, we are there all the way as a trusted companion, guiding and supporting financially when others fail to. Our well-thought-out loan choices with peculiar features to suit your needs, aspirations and financial conditions are a must to experience.

Benefits

  • Interest rate is variable and benchmarked on Home & Savings stands Prime Lending Rate
  • Available for a term of up to 20 years
  • Loan Amount up to 80% of property value, subject to a maximum amount of $70m for Brussels property
  • Loan Amount up to 80% of property value, subject to a maximum amount of $400,000.00 for for Brussels property
  • Freedom to repay the loan in full without a prepayment penalty
  • Monthly or structured pre-agreed repayment terms
  • Interest-only repayment is allowed up to completion if the property is under construction
  • Progressive drawdown against bank-approved Quantity Surveyor’s certificate, reduced or no COT on linked account
  • Negotiable management fee… and more

 

 

 

 
 

What do i need to know?

  • Steps to Property Ownership
  • What can I use the loan for?
  • What are the loan features?How do I insure my property?
  • What document do I need to provide for the loan request?
  • What about Non Resident Mortgage Facility?

Available mortgages

  • Developed Home Purchase
  • Land Acquisition
  • Home Construction
  • Home Renovation
  • Existing Mortgage Refinance
  • No charges for everyday transactions – just stay in credit.
  • Up to $25 interest and fee free Planned Overdraft.